Heritage Bank offers the following checking accounts:
Heritage Bank also offers a free checking account.
Interest Checking is a personal interest-bearing demand deposit account that pays interest according to set minimum balance tiers.
The Premium Account is an account package geared to customers who maintain a high-balance in their checking account. The account pays interest according to set minimum daily balance tiers and offers a number of other bank-related perks for those that prefer a flat monthly base fee that will be waived if the customer maintains a minimum daily balance of $25,000.
DreamMiles Rewards program features include:
The Premium Value Account is designed to provide complete value to your checking account. The account has a base fee of $6.95 per month with no minimum balance requirements. The account offers a bundled package of services that protect you and your family.
Protect all your credit, debit, ATM and check cards in the event of loss or theft! Register your card numbers and with one phone call, you may cancel cards, stop unauthorized purchases and request new cards using our toll-free 24-hour number.
Saving at favorite retailers has never been easier! You can simply go online and click or print your way to savings. You earn cash back when you shop online using your registered credit or debit card, and the savings are automatically refunded to your monthly statement. Or, you can select from a wide variety of coupons to print and use in-store. Choose from recreation savings, dining specials, auto and home services, and more.
With 24-hour, daily credit monitoring, you'll be alerted automatically of certain negative changes to your credit. While it can't prevent identity theft, Credit Alert® can greatly reduce its impact by allowing you to minimize the damage. In the unfortunate event you receive notification of a negative change, you'll be provided with access to the Credit Information Hotline. The hotline is staffed with trained individuals ready to provide answers to commonly asked questions. If there are no changes to your credit, you'll even receive a quarterly notification letting you know that nothing has changed. Your initial enrollment in Credit Alert® will be valid for one year with an option to re-enroll at no additional cost!
With this valuable savings benefit, you can purchase gift cards worth $25 from well-known merchants for friends, family members or even yourself while enjoying a discount off the face value of each card.
In the unfortunate event that Identity Theft does occur, members will receive guidance in the recovery process. Professional help is available to assist in organizing paperwork, notifying creditors, obtaining legal counsel, and more.
*Credit cards subject to credit approval and minimum House Hold annual income of $35,000 is required.
1 For cash back rewards, you must access the retailer's link through the website provided and use the credit or debit card you have registered to be eligible for rewards. Credit will be issued automatically to your registered card within 90 days from date of purchase. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.
2 Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, certain derogatory information, accounts, public records or change of address that have been added to their credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.
©2011, Affinion Benefits Group, LLC