Credit and Debit Cards at Heritage Bank

Credit and Debit Cards

Credit Cards

Purchases Made Easy

We offer a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs.

You can even put your favorite photo on your credit card! It’s easy to do and a fun way to show your personality whenever you shop.

Click below for more information and to apply online.

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Online Account Access

Online account access provides the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request limit increases
  • View statements
  • And much more

Once you receive your credit card, simply access your account by clicking on the link below.

Access Your Account


Apply for a Credit Card*

To apply for one of our credit cards, call or visit your nearest Heritage Bank location today. You can also apply online.

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*Credit cards are subject to credit approval.

Debit Cards**

Purchases Made Easy With Checking Account Funds

Make shopping easier with Heritage Bank's debit card. The VISA™ CheckCard looks like a credit card but works like a check. You can use it to make purchases at any merchant that accepts Visa. When you make a purchase with your Visa™CheckCard, the amount of the purchase will automatically be deducted from your Heritage Bank checking account. You will see all account activity on your monthly statement - and there are no fees or finance charges when you use your Visa™CheckCard.

Get Access to Cash

You can use your Visa™CheckCard to make cash withdrawals at ATMs. With the Visa™CheckCard, you can make purchases from merchants that do not accept checks such as gas stations. Just present your Visa™CheckCard and then sign the receipt or enter your Personal Identification Number (PIN) to finalize your purchase - it's that easy! To find out more about the Heritage Bank Visa™CheckCard, call or visit your nearest Heritage Bank location today.

Verified by Visa™ Program

The Visa™CheckCard also offers a security feature. Verified by Visa will provide password protection for purchases made on the internet with a Heritage Bank Visa™CheckCard. To find out more information, check out the following links:

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**Debit card is subject to approval.  Non-Sufficient Funds (NSF) fees may apply (Non-Sufficient Funds (NSF) Paid Item Fee- $32.00, Non-Sufficient Funds (NSF) Returned Item Fee- $32.00).

FDIC offers insurance coverage up to $250,000.00 per customer.