Credit and Debit Cards at Heritage Bank

Credit and Debit Cards

Credit Cards

Purchases Made Easy

Heritage Bank offers personal credit cards to assist you with your purchases. Use your credit card at any merchant worldwide that accepts Visa®. You may also use your card to access cash at any financial institution or at any automatic teller machine.

Platinum Edition® Visa®*

Use our Platinum Edition® Visa® card for all of your purchases. A variety of designs are available along with valuable benefits and competitive rates. Features include:

  • No Annual Fee
  • Low Annual Percentage Rate (APR)
  • Balance Transfer Option
  • Convenience Checks

Maximum Rewards Visa® Card*

The Maximum Rewards Visa® Card gives you the opportunity to earn rewards and redeem them for travel and gift certificates, brand name merchandise and cash back in the form of a credit to your account! Get started with 1,000 Points the first time you use your card within the first 3 billing cycles after your account is opened.* Other features include:

  • Low Variable Rate Annual Percentage Rate (APR)
  • Balance Transfer Option
  • You decide how to use your points
  • No annual point limit

Apply for a Credit Card*

To apply for one of our credit cards, call or visit your nearest Heritage Bank location today. You can also apply online.

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*Credit cards are subject to credit approval. See the rewards terms and conditions for complete details regarding your bonus points.

Debit Cards**

Purchases Made Easy With Checking Account Funds

Make shopping easier with Heritage Bank's debit card. The VISA™ CheckCard looks like a credit card but works like a check. You can use it to make purchases at any merchant that accepts Visa. When you make a purchase with your Visa™CheckCard, the amount of the purchase will automatically be deducted from your Heritage Bank checking account. You will see all account activity on your monthly statement - and there are no fees or finance charges when you use your Visa™CheckCard.

Get Access to Cash

You can use your Visa™CheckCard to make cash withdrawals at ATMs. With the Visa™CheckCard, you can make purchases from merchants that do not accept checks such as gas stations. Just present your Visa™CheckCard and then sign the receipt or enter your Personal Identification Number (PIN) to finalize your purchase - it's that easy! To find out more about the Heritage Bank Visa™CheckCard, call or visit your nearest Heritage Bank location today.

Verified by Visa™ Program

The Visa™CheckCard also offers a security feature. Verified by Visa will provide password protection for purchases made on the internet with a Heritage Bank Visa™CheckCard. To find out more information, check out the following links:

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**Debit card is subject to approval.

FDIC offers insurance coverage up to $250,000.00 per customer.