Free Checking at Heritage Bank

Free Checking Account

Free Checking is a "no-frills" non-interest bearing demand deposit account that has no monthly base fee and no minimum daily balance requirement and requires no direct deposit or other "hidden qualifier".  Get started today by getting your Switch Kit.

Monthly Fee
No monthly base fee
Opening Deposit
Balance Requirements
Monthly statement with online check images
$6.95 per month
Customer pays for all check orders
Other Features
  • Free unlimited check-writing
  • Free ATM/Debit card
  • Free unlimited usage of Heritage Bank ATMs
  • Free Online Banking
  • Free Telephone Banking
  • Free online check images
  • Access to other financial services including Direct Deposit and electronic transfers
ATM/Debit Card
  • Free ATM/Debit card
  • Free unlimited usage of Heritage Bank's ATMs
  • $300 daily withdrawal limit / $1,000 daily purchase limit
  • $1.50 to use a non-Heritage Bank ATM
  • Easy to qualify - few conditions and requirements.
  • Affordable for almost everyone - low opening deposit amount.
  • Hassle-free budgeting - no need to track minimum balances or number of checks written each month.
  • No fees for using a teller - it's our pleasure to serve our customers!
  • Convenient network of branches and ATMs located in communities where customers live and work.
FDIC offers insurance coverage up to $250,000.00 per customer.