Leonard A. Moreland has been President and CEO of the Company since January 2017. Prior to 2017 he served as Executive Vice President of the Company. Since 2006 Mr. Moreland has served as CEO of the Bank. Mr. Moreland was also President of the Bank from 2006 to November 30, 2016. He joined the bank in 1996 as Executive Vice President. Mr. Moreland has been a director of the Bank since August 1996 and a director of the Company since May 1999.
Mr. Moreland serves on the Board of Trustees of the Clayton State University Foundation. He also serves as Immediate Past Chair and Director for the Henry County Chamber of Commerce, Chairman of CSU Foundation Real Estate I LLC, Co-Chair of the One Henry Economic Alliance and director of Life and Money Matters. Mr. Moreland also serves as a director of the Community Bankers Association of Georgia.
Howard B. (Rocky) Lipham, III joined Heritage Bank in November 2016 as President. Mr. Lipham has over 25 years of industry experience. After graduating from the University of West Georgia, he worked in various management positions with CB&T of West Georgia, a division of Synovus, West Georgia National Bank, First National Bank of Georgia and Community & Southern Bank. In 2011, he joined MetroBank as President of their Carroll County Division and was later named Head of Community Banking. From 2014 to 2016, he served at Southern States Bank as President for Carroll County, Georgia.
Mr. Lipham currently serves on the Boards of Directors of Oak Mountain Academy and at the University of West Georgia Foundation as Past Chair. He is a former Director of the United Way of Douglas County, Alice’s House Community Children’s Home and Tanner Medical Foundation. His professional organization involvement includes prior service on the Board of Directors of the Community Bankers Association of Georgia, along with a current position on the Political Action Committee Board for the Georgia Bankers Association.
Shirley G. Etheridge was appointed Senior Vice President of Retail Banking in 2014. She served as Group Vice President of Retail Banking from 2003 to 2014, and was Vice President of the Bank from 1999 to 2003 as Human Resources and Education and Training Director. Ms. Etheridge has 40 years of banking experience.
Mary Jo Jester was appointed Executive Vice President and Chief Financial Officer of the Bank and the Company in 2016. Prior to this she served as Senior Vice President and Chief Financial Officer of the Bank and the Company from February 1997 – January 2016.
Ms. Jester is the Scholarship Chair and has served as President of the Griffin Area Georgia Tech Network, a non-profit organization, since 1997. She also serves on the Hickory Creek Elementary Charter School Council. In 2014, Ms. Jester served on the University of North Georgia Honors Advisory Board.
Edith W. Stevens has been employed by the Bank since 1978 and has served as Senior Vice President and the Chief Risk Officer of the Bank since 2007. Ms. Stevens served as Chief Operations Officer from 1984 until 2007.
John Westervelt is currently Executive Vice President and was appointed Chief Credit Officer of the Bank in January 2017. From 2003 to 2016, Mr. Westervelt was Executive Vice President and Senior Lending Officer of the Bank and was Senior Vice President of the Bank from 2000 to 2003.
Mr. Westervelt is a Board member of the Clayton County Water Authority, the Clayton County Land Bank and Past Chairman of the Forest Park/Fort Gillem Local Redevelopment Authority. Mr. Westervelt has also served the past four years as the President of Lake Spivey Civic Association, Inc.
Katherine S. Zovlonsky has been Senior Vice President of the Bank since 2004 and serves as Chief Operations Officer. Prior to that, Ms. Zovlonsky was Senior Vice President at Flag Financial Services (now PNC) from 2002-2004 and Senior Vice President of Tucker Federal Bank (now PNC) from 1997-2002.
Ms. Zovlonsky currently serves on the Griffin Area Georgia Tech Network council, Treasurer of the CSS Home Owners Association, a member of the Henry County School System School Council, and Treasurer and Board Member of the Union Grove High School Lacrosse Booster Club. Previous roles include Board member of the 3DCC (Third District Community Coalition), committee chair for Clayton County Rotary Club, Board member for SCPM, LLC., and Fundraiser Chair for Georgia Council Against Child Abuse.
Board of Directors
David B. Turner was President and Chief Executive Officer of the Company since its inception in 1995 until his retirement from that position on December 31, 2016. Mr. Turner has served as Chairman of the Board of Directors of the Bank since January 1, 2006. Mr. Turner served as Vice Chairman and Chief Executive Officer of the Bank from January 1, 2001 to January 1, 2006 and was President and Chief Executive Officer of the Bank from 1989 until January 1, 2001. He has been a director of the Bank since 1992 and an officer of the Bank since 1971, having held other positions such as Assistant Vice President, Vice President, and Executive Vice President.
Mr. Turner also is past Chief Executive Officer of Historical Jonesboro/Clayton County, Inc. and a charter member of First Families of Clayton County.
Roy V. Hall has been a director of the Bank since 1999 and of the Company since 2000. In March 2017, Mr. Hall was appointed Secretary for the Company. He is a certified public accountant and was a principal of the accounting firm Roy V. Hall, PC in Jonesboro Georgia from 1981 to 2007. In 2007, Mr. Hall joined Fulton and Kozak, LLC, Certified Public Accountants in Morrow, Georgia.
Mr. Hall serves on the Board of Directors of the Macedonian Call of Georgia, a non-profit organization serving Southern Baptist missionaries. He has been an active member of First Baptist Church of Jonesboro since 1976, serving in various leadership capacities.
Edwin S. Kemp, Jr. has been a director of the Bank since 1988 and of the Company since its incorporation in March 1995. Currently, Mr. Kemp serves as the Chairman of the Company’s Board of Directors and since February 2004, as Secretary of the Bank. Mr. Kemp has had his own law practice in Jonesboro, Georgia since 1982 and has been counsel to the Bank since 1983.
Mr. Kemp is a past chairman of the Administrative Board of the Jonesboro First United Methodist Church. He also has served as an attorney for Habitat for Humanity and for Historical Jonesboro and been a member of various civic clubs over the years.
John T. Mitchell has been a director of the Bank since June 1997 and a director of the Company since May 1999. Mr. Mitchell has been the President and owner of Adams-Mitchell Realty, Inc., Jonesboro, Georgia since 1984.
Judge Stephen Boswell became a director of the Bank and the Company in 2006. Mr. Boswell served as a Judge in the Superior Court of Clayton County Georgia from 1982 until 1993 and as an active Superior Court Judge from 2003 until 2007. Mr. Boswell has served as a Senior Superior Court Judge from 2007 to the present.
Michael Burt became a director of the Bank in 2015 and the Company in 2016. Mr. Burt is Executive Director and Founder of Life & Money Matters. Mr. Burt served in the United States Marine Corps then went on to work in ministry for 42 years. He was also Vice-President of Benson Music Group, Nashville, Tennessee. Mr. Burt is a Personal Financial Coach and an Estate Design Strategist.
John C. Bowdoin joined the Board of Directors of Heritage Bank in 2017 following his retirement in 2016 from the Bank, where he had been a Senior Vice President since July 1999 and Executive Vice President and Fayette County Executive since 2003. Mr. Bowdoin also served as Market President over Henry, Clayton and Fayette Counties for Heritage Bank from January 2013 until 2016. Mr. Bowdoin is past president of two Rotary clubs, and has served on the Board of Directors of numerous civic organizations. In 2010, Mr. Bowdoin was named the Fayette Chamber of Commerce Business man of the Year. He is past chairman of the Fayette Senior Services, where he served on the Board for 23 years. In Henry County, Mr. Bowdoin is the immediate past two year chairman of the Henry Council for Quality Growth and was a member of the Governmental Affairs Committee at the Henry Chamber of Commerce. He has served with The Leader In Me initiative and as Treasurer of the E- Splost V and Bond Referendum. Mr. Bowdoin is on the Board of Trustees for the Southern Crescent Technical School Foundation, serving as chairman of the By-Laws committee.
Dick Florin retired after a 20 year career at Heritage Bank and a 47 year career in banking. Mr. Florin came to Heritage Bank in 1996 and retired from the Bank as a Senior Vice President at year end 2016 and joined the Bank’s Board of Directors January 1, 2017. He joined Heritage Bank as the Senior Lending Officer in 1996, and in 2000, he became the Bank’s Senior Commercial Lending Officer. Mr. Florin’s early days in banking were spent as an Indirect Consumer Lender for 12 years. Florin’s 47 year career encompassed several facets of lending in Consumer Lending, Commercial Loan Review Auditing and Commercial Lending.
Dennis M. Gilmer retired after most recently serving for 11 years as Senior Vice President – Investments with Synovus Securities. Prior service includes 16 years with Bank South and Bank South Securities, Inc., and nine years as Vice President with SouthTrust Securities, Inc. In addition, Mr. Gilmer has held a Financial Industry Regulatory Authority (FINRA) Series 7 and a Series 63 Securities License for the past 23 years. He joined the Board of Directors of Heritage Bank in August 2016.
Kenneth R. Lehman, is a private investor and former banking and securities attorney. Over the last five years, Mr. Lehman has served as a director of several banks and bank holding companies, including four companies registered under Section 12 of the Exchange Act: Village Bank & Trust Financial Corp where he has served as a director since 2016, Four Oaks Fincorp where he served as a director from 2014 through November 2017, First Capital Bancorp, Inc., where he served as a director from 2012 through January 2016, and Virginia Commerce Bancorp, Inc., where he served as a director from November 2009 through January 2014.
Mr. Lehman currently serves as a director of ABB Financial Group and its wholly owned subsidiary Affinity Bank, CCF Holding Company and its wholly owned subsidiary Heritage Bank, Delmar Bancorp and its wholly owned subsidiary The Bank of Delmarva, Heritage Bancorporation and its wholly owned subsidiary The Heritage Bank, Liberty Bell Bank, Marine Bancorp of Florida and its wholly owned subsidiary Marine Bank and Trust Company, Village Bank & Trust Financial and its wholly owned subsidiary Village Bank and Trust, and Virginia Partners Bank.
Charles T. Segers retired in 2016 as Executive Vice President and Senior Credit Officer of the Bank where he served since 2003. He joined the Board of Directors of Heritage Bank in January 2017. Mr. Segers retired after 52 years in banking with seven different banks serving in a variety of executive positions. He, and wife Lynn, are active members of Glen Haven Baptist Church and live in McDonough.
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