Credit and Debit Cards
Purchases Made Easy
We offer a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs
You can even put your favorite photo on your credit card! It’s easy to do and a fun way to show your personality whenever you shop.
Click below for more information and to apply online.
Online Account Access
Online account access provides the quickest and easiest way to:
- Activate your credit card
- Make payments
- Transfer balances
- Request limit increases
- View statements
- And much more
Once you receive your credit card, simply access your account by clicking on the link below.
Apply for a Credit Card*
*Credit cards are subject to credit approval.
Purchases Made Easy With Checking Account Funds
Make shopping easier with Heritage Bank’s debit card. The VISA™ CheckCard looks like a credit card but works like a check. You can use it to make purchases at any merchant that accepts Visa. When you make a purchase with your Visa™CheckCard, the amount of the purchase will automatically be deducted from your Heritage Bank checking account. You will see all account activity on your monthly statement – and there are no fees or finance charges when you use your Visa™CheckCard.
Get Access to Cash
You can use your Visa™CheckCard to make cash withdrawals at ATMs. With the Visa™CheckCard, you can make purchases from merchants that do not accept checks such as gas stations. Just present your Visa™CheckCard and then sign the receipt or enter your Personal Identification Number (PIN) to finalize your purchase – it’s that easy! To find out more about the Heritage Bank Visa™CheckCard, call or visit your nearest Heritage Bank location today.
Verified by Visa™ Program
The Visa™CheckCard also offers a security feature. Verified by Visa will provide password protection for purchases made on the internet with a Heritage Bank Visa™CheckCard. To find out more information, check out the following links:
**Debit card is subject to approval. Non-Sufficient Funds (NSF) fees may apply (Non-Sufficient Funds (NSF) Paid Item Fee- $32.00, Non-Sufficient Funds (NSF) Returned Item Fee- $32.00).