David B. Turner, Mr. Turner graduated from Jonesboro Senior High School, then continued his education at the Georgia Institute of Technology and graduated from Georgia State University. He joined Clayton County Federal Savings and Loan Association in May 1971 as an Escrow Clerk. In or around 1975, he became a Mortgage Loan Officer and Assistant to the President of the Bank. In 1989 he was promoted to President and Chief Executive Officer. The title of Director was added in 1992. Mr. Turner served in these capacities until January 2001, when he was promoted to the position of Vice Chairman. Mr. Turner was elected Chairman of the Board in December, 2005. His civic activities include serving as a board member of Hope Shelter, an advisory board member of Habitat for Humanity, a member of the Jonesboro Historical District Committee, past Chairman of the Executive Committee of Historical Jonesboro-Clayton County and a charter member of First Families of Clayton County.
Leonard A. Moreland, Mr. Moreland graduated from Morrow High School, and went on to graduate from West Georgia College in Carrollton, Georgia. He began his banking career at Trust Company Bank of Clayton County. In 1990, he was a part of the team that founded and began Southern Crescent Bank in Morrow. He served as Senior Vice President until joining Heritage Bank in 1996 as the Executive Vice President/Chief Administrative Officer.
During his time with Heritage Bank, Mr. Moreland served as a Director of the Bank and its parent company, CCF Holding Company while serving as President of Heritage Bank. In January 2006, Leonard was promoted to Chief Executive Officer of the Bank.
His civic activities include being a member of the Advisory Board of the Clayton State University College of Business; he serves on the Clayton State University Foundation Board and also serves as Chairman on the Board of Directors of the Henry County Chamber of Commerce.
Mr. Moreland and his wife Kay have one child and reside in Jonesboro.
Board of Directors
Roy V. Hall, Mr. Hall has been a director of Heritage Bank since 1999 and of CCF Holding Company since 2000. He is a certified public accountant and was a principal of the accounting firm Roy V. Hall, PC in Jonesboro, Georgia from 1981 to 2007. In 2007, Mr. Hall joined Fulton and Kozak, LLC, Certified Public Accountants in Morrow, Georgia. Mr. Hall serves on the Board of Directors of the Macedonian Call of Georgia, a non-profit organization serving Southern Baptist missionaries. He has been an active member of First Baptist Church of Jonesboro since 1976, serving in various leadership capacities.
Edwin S. Kemp, Jr., Mr. Kemp has been a director of the Bank since 1988. Operating an independent law practice in Jonesboro, Georgia since 1982, he has been counsel to the Bank since 1983. Mr. Kemp currently serves as Secretary on the Board of Directors of the Bank, and is Acting Chairman of CCF Holding Company. Mr. Kemp is a past Chairman of the Administrative Board of the Jonesboro First United Methodist Church. He has also served as attorney for Habitat for Humanity and Historical Jonesboro.
John T. Mitchell, Mr. Mitchell has been a director of the Bank since June 1997. He is the president and a principal of Adams-Mitchell Realty, Inc., located in Jonesboro, Georgia.
Judge Stephen Boswell, Judge Boswell received his bachelors and law degrees from the University of Georgia, is a decorated military veteran, and was appointed to sit on the Supreme Court of Georgia. He is a former member of the Clayton College and State University Board of Trustees Foundation, and the Jonesboro First United Methodist Church Administrative Board.
Judge Boswell also has shown commitment to his community by formerly serving on the Boards of Directors for the Salvation Army, Arts Clayton, Reynolds Nature Preserve, and the Dance Theater of Georgia. He was president and vice president for the Clayton County Bar Association, an instructor for the Leadership Clayton program, and president of the Tara Kiwanis Club.
Michael Burt, Mr. Burt is Executive Director and Founder of Life & Money Matters. After high school Mike served in the United Stated Marine Corps for three years then went on to work in ministry for 42 years. He took a 5-year hiatus into the business world as VP, Benson Music Group, Nashville, TN where he was accountable for a $6M division. Burt is certified as a Dave Ramsey Personal Financial Coach and is also an Estate Design Strategist. He also holds Bachelor and Master Degrees in Music. Mike and his wife, Jennifer, have two daughters and five grandchildren.
Dennis M. Gilmer, Mr. Gilmer graduated from Bass High School in Atlanta, and then earned a Bachelor of Science Degree from Georgia State University. Mr. Gilmer has been assisting financial institutions, corporations, municipalities, and individuals in the Southeast develop and execute investment strategies for the past 36 years. His career demonstrates a vast amount of experience, including 16 years with Bank South and Bank South Securities, Inc., then 9 years as Vice President with SouthTrust Securities, Inc. Most recently he has served for over 11 years as Senior Vice President – Investments with Synovus Securities, Inc. In addition, Mr. Gilmer held a Financial Industry Regulatory Authority (FINRA) Series 7 and a Series 63 Securities License for past 23 years.
Dennis and his wife, Beth, have two children and five grandchildren. Dennis and Beth have been residents of Clayton and Henry County for 40 years and currently live in McDonough.
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