Advantage Interest Checking – Truth in Savings

TISA Disclosure for DD Product 004


Minimum Balance to Open Account – $50.00

Minimum Balance to Avoid Imposition of Monthly Base Fee – A monthly base fee of

$8.00 will be imposed unless a minimum daily balance of $1,500.00 is maintained for the monthly statement cycle.

Please refer to our “Schedule of Deposit Service Fees” for additional fee(s) which may apply.

Rate Information:

NOTE: In this disclosure, Annual Percentage Yield is abbreviated as “APY”.




Balances Through












Balances Over




The interest rate and annual percentage yield may change.

For rate information after this date, please call us at 678-284-3432. Frequency of Rate Changes – We may change the interest rate on the account at any time.

Determination of Rate – At our discretion, we may change the interest rate on the account.

Compounding and Crediting Frequency – Interest will be compounded every day. Interest will be credited to the account on the last day of your statement period.

Accrual of interest on Noncash deposits – Interest begins to accrue on the business day we receive credit for the deposit on noncash items (for example, checks).

Daily Balance Computation Method – A daily balance method is used to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

Effect of Closing Account – Accrued interest will be paid.

We reserve the right to change the terms of an account or product.
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