Entries by Dodie Cason

The Advantages and Disadvantages of DIY Taxes

It is not easy to understand the nitty-gritty of the federal tax code. Considering the new tax regulations being passed now and then, it may be very difficult to determine how much you owe the state. Preparing your own tax returns can translate to huge savings in tax preparation fees. However, the reverse is true […]

Tips for Holiday Gift-Giving on a Tight Budget

Did you know that the average American spends $720 on shopping during the holidays? And over $1,000 each holiday season. If you are on a tight budget, those figures are terrifying. But the holidays don’t have to be overwhelmed with stress about how you are going to pay for it all. Here are 5 simple […]

Factors to Look for in a Bank Account

When selecting a new bank account, you have a variety of options to choose from. What you need to decide is which of the accounts works best for you and which provides the kind of benefits and services you’re interested in. Thankfully, when banking with Heritage you have access to a number of accounts, one of which […]

Struggling with Student Loan Payments? We have some tips.

There’s no denying a student loan crisis in the United States. With the continued cost of higher education, most individuals who enroll in a college or university end up taking out loans. These loans often come with a significantly higher interest rate than traditional loans, which can quickly put you financially behind. So what should […]

How to Take Quick Action to Report Inaccuracies on Your Credit Report

When it comes to personal finances, almost nothing is as important as your personal credit score. This score can make or break your ability to obtain a loan, take out a mortgage, or receive a desirable interest rate on a car loan. Staying on top of your personal credit is very important. That is why […]

Internet Sales Tax: When Does it Apply?

Internet sales tax is a developing issue that has many retailers confused. Sales tax is a new concept that several organizations and states are trying, to capture different elements. For a long time, companies needed a physical place of business for sales tax to apply. The concept is called “tax nexus.” However, with an increase […]