Entries by Edward Taylor

5 Places to Look for Unclaimed Money

Many people are unaware that they have access to unclaimed money. Lost money can be in the form of bank failures, old 401Ks, back-wages, unclaimed life insurance, and utility deposits. In the majority of cases, unclaimed funds exist because of misaddressed checks, misaddressed mail, and notification failures. It is crucial to know where to look […]

Why You Should File Your Taxes Early

The IRS began accepting tax returns for the 2019 tax year on January 27th of this year. Tax season can be a very stressful event if you wait until the last minute to file your taxes. It is easy to procrastinate filing your taxes, but completing this task early is the financially savvy thing to […]

Top 5 Ways To Budget Around the Holidays

The holiday season is big business for retail stores, holiday destinations, toys, and gift shops. During this period, people spend a lot to please their family and friends, without budgeting. The National Retail Federation estimates that holiday retail sales will top $730.7 billion this holiday season. Average consumer spending this holiday season is expected to […]

The Value of a Home Equity Credit Line

A home equity loan is also known as a second mortgage. Essentially, with a home equity loan, you borrow money against the value of your home (in this way, you use your home as collateral for the loan). The value of your home will impact the amount of money you may qualify for in a […]

Heritage Bank Employee Spotlight

Get to know Karen Borges, Administrative Assistant to Kerry Arnold, the Henry County President for Heritage Bank. Karen has lived in this community for more than 31 years. She and her husband have two school-aged children, 3 dogs, one cat, 7 chickens and a beta fish. We call Karen the “Super Woman” of Henry County; […]

Tips to Reduce Financial Stress – From Panic to Plan

Money problems are nothing new. With the amount of debt growing for the average American, you are not alone. If you want to get a handle on your financial stress, you need to start taking action. Here are several tips on how to reduce financial stress: Create a Financial Plan It is important to have […]