Entries by Kim Devine

How to Pay off Holiday Credit Card Debt

Online shopping is expected to hit $143.7 billion this holiday season, and the bulk of these transactions is via credit cards. Despite their high-interest rates, cardholders continue to use credit cards as their preferred payment method. Over 60% of these cardholders are willing to get into more credit card debt during the holiday season. The […]

5 Ways to Start Building Good Credit While in College

Your credit score is a reflection of how you handle money. Red flags in your personal credit history could scare way lenders. A higher credit score, on the other hand, can qualify you for a loan with lower interest rates. Creating a better credit score takes time. You can start early while in college to […]

5 Signs Your Business is Ready for a Loan

They say that you have to spend money to make more money. However, only smart investments are profitable. Your business isn’t an exception; for it to grow, you have to pump in resources. Loans are a quick way to do that, but they can easily cripple your business in the event of a slight mistake. […]

Cheap Summer Date Ideas

Dates are a great way to keep the fire burning, for couples. However, regular dinners at a swanky joint can become high maintenance pretty fast. There are several ways to have a cost-friendly date, have fun, and connect with your partner. Have a Picnic A picnic is a perfect romantic date, and it works every […]

How to Master the Art of Negotiation

Negotiation is a vital ingredient for strengthening your financial wellness. You only have to ask to receive, as the good book simplifies it. Powerful negotiators always get incredible discounts, higher salaries, and lower rates on their loans and mortgages. Therefore, mastering the art of negotiation should be a top strategy when it comes to improving […]

Money Mistakes People Make, and How to Avoid Them

Finances are a constant learning game, and it is difficult to know exactly how to handle your finances ahead of time. Due to this, you are more likely to make mistakes with your money. While it is important to learn from these mistakes, it is even better to avoid making these mistakes all together. Here […]